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What to Do When Hail Damage Occurs

Published Jun 15, 2012

What to Do When Hail Damage Occurs
Hail can occur in any strong thunderstorm, which means it is a threat everywhere. When hail hits, it can shred roof coverings and cause water damage to your ceilings, walls, floors,
appliances and personal possessions. Knowing which roof coverings resist impact well can save
you trouble and money.
Know Your Limits
· Most roofing jobs are not for the do-it-yourselfer. Unless you have experience in replacing roof coverings, hire a professional roofing contractor.
· Before you reroof, check with your local building officials about local building codes.
Understand Your Roof Covering
If you are replacing your old, worn-out roof covering with new asphalt shingles, make sure they
have a Class 4 rating under Underwriters Laboratories' (UL) 2218 standard. A Class 4 rating tells
you a sample of the products did not crack when hit twice in the same area by a two-inch steel
ball. The UL 2218 standard is a useful method for testing impact resistance, but it isn't perfect and works better for some roof coverings than for others. The UL standard measures whether a
product cracks under impact. Some roof coverings, particularly some made of metal, may resist
cracking, but can be dented and dimple. So, while they test well, they may perform poorly in practice. Keep this in mind when using the UL standard to gauge the quality of a roof covering.
Stay Safe in the Storm
If you are indoors when a storm with large hailstones strikes, stay there. Because large pieces of hail can shatter windows, close your drapes, blinds or window shades to prevent the wind from blowing broken glass inside. Stay away from skylights and doors. If you are outside, move immediately to a place of shelter. If there is a hail storm in your area, make personal safety your first priority. Take shelter during the storm. Large hail can cause serious injuries. Hail is often accompanied by strong winds and lightning, both of which pose their own dangers. After the storm passes, keep in mind that windows may have been broken and high winds may have knocked down trees and power lines. Look for broken glass, sharp objects and live wires. Be sure to wear proper shoes and gloves when walking around your property. If necessary, protect your property immediately against further damage and theft. Use plywood, tarps or other materials to cover broken windows or holes in roofs. Keep receipts for reimbursement of all expenses covered by your policy.
Understanding hail damage
Hail is frozen precipitation that forms in storm clouds when super-cooled water droplets freeze on contact with dust or dirt in the air. Hailstones can be as small as the tip of a pen or as large as a softball. The larger they are, the more damage they can do. By understanding the signs of hail damage you can be better prepared to work with contractors and your claim professional after a storm.
o Roofing:
Cracked or missing shingles or lost granules may be the result of hail. They also may be the result of normal wear and tear. If there is damage from hail, your claim professional will determine whether the whole roof needs replacing or whether only part of the roof requires repair or replacement. This will generally depend on how extensive the hail damage is, among other factors.
o Siding:
Hail may cause small dings in aluminum siding or cracks in vinyl siding. The winds that accompany the storm may pull off pieces of siding. Check your exterior walls closely for hail damage, preferably when the sun is lower in the sky (morning or evening). This will make it easier to see any denting. The claim professional will determine whether one section can be replaced or the entire house needs re-siding. This will depend on the extent of the damage and the age of the siding. The claim professional will then advise you of the best way to repair the damage to achieve a reasonably uniform appearance.

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Painting Home/Roof Replacement

Published Jun 15, 2012

If you need to repair/replace your roof or paint your home after the recent hail damage.  Please submit your request of roof product or paint choices to m.miller@spiritridgehoa.com   Spirit Ridge does not have a list of approved colors to choose from.  If you are repairing or replacing with the same product/color you do not need to notify the HOA.  

 

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